Mortgage Calculator

See the real cost of your home loan.

Adjust the numbers and watch your repayments update instantly. Lock a scenario, then change a rate or deposit to compare two paths side by side.

Your numbers

$45,000 · 10.0%
Estimated monthly repayment
$2,236/ mo
$405,000 borrowed · 90.0% LTV
What you pay over the life of the loan
Principal$405,000 (50%)
Interest$400,113 (50%)
Total interest
$400,113
Total cost
$805,113
Over the term
30 years
Payments
360 months

Estimates use a standard fixed-rate amortization formula and are for illustration only. They exclude taxes, insurance, fees, and any variable-rate changes. Confirm figures with your lender.